Commercial hard money & equipment financing

Capital for the assets that move your business forward.

Iron Gate Private Capital arranges commercial hard money loans from $250K to $50M+ and equipment financing from $50K to $50M+. We focus on the transaction, the asset, and a structure built to help you execute.

Get Funded (307) 485-3009

Commercial hard money and equipment financing solutions tailored to your transaction.

The Iron Gate Advantage

  • Focused Expertise
    Commercial hard money and equipment financing are the two programs we know best.
  • Asset-Focused Underwriting
    Commercial hard money loans consider the real estate asset, with loan-to-value up to 60%.
  • Equipment Flexibility
    Financing, leasing, and sale-leaseback structures for the equipment your operation needs.
  • Clear Terms
    Every lender term, rate structure, and fee is outlined clearly before you sign.
Equipment Financing
$50K - $50M+
Hard Money Loans
$250K - $50M+
$50M+
Maximum facility size
60%
Maximum hard-money LTV
2
Specialized capital programs
3
Equipment structures: financing, leasing & sale-leaseback
Financing Solutions

Two Specialized Capital Programs

We focus on the commercial real estate and equipment transactions where our experience delivers the most value.

Commercial Real Estate

Commercial Hard Money Loans

Asset-focused commercial real estate financing for time-sensitive acquisitions, refinances, and other transactions where conventional lending may not fit.

$250K - $50M+ Up to 60% LTV

Equipment

Equipment Financing

Equipment financing, leasing, and sale-leaseback solutions for the assets that keep your operation moving.

$50K - $50M+ Financing, leasing & sale-leaseback

The Iron Gate Advantage

Commercial Hard Money, Built for the Real World

We arrange Commercial Hard Money from $250K to $50M+. No corporate red tape, no endless committees. We look at the real estate asset, price the risk, and work to close fast. If you need cheap bank debt or institutional story-telling, we may not be the right brokerage. If you need capital to execute right now, let’s talk.

Going it alone at the bank

  • One lender, one rigid checklist, and one shot at approval
  • More layers and longer approval paths for time-sensitive transactions
  • Underwriting that may prioritize conventional credit profiles over the asset
  • Equipment needs that may not fit a standard lending program

Working with Iron Gate

  • Commercial hard money structures from $250K to $50M+
  • Asset-focused review with loan-to-value up to 60%
  • Equipment financing, leasing, and sale-leaseback options
  • Clear terms and fees before you sign
How It Works

From application to funded in four steps

No branch visits. No stacks of paperwork. No waiting weeks for a committee to say no.

1

Apply in minutes

Tell us about your commercial real estate transaction or equipment need. The application takes about three minutes.

~3 minutes
2

Speak with an advisor

A capital advisor reviews your goals, answers questions, and identifies the right hard money or equipment path.

Same day
3

Compare real offers

We shop your file across multiple elite lenders and present your options — all terms and fees outlined before you sign.

24–48 hours
4

Get funded

Accept the offer that works and move forward with the real estate or equipment transaction.

Built to move
FAQ

Straight answers to fair questions

Are you a lender or a broker?
We are an independent commercial finance brokerage. We work directly for you, not the banks — our job is to find you the strongest offer across our lender network.
Why use a broker instead of my local bank?
Traditional lenders have specific lending criteria, and sometimes a business simply doesn’t fit their requirements. We shop your file across multiple elite lenders simultaneously, so one application gives you many chances at an approval — and competing offers give you leverage.
What are the minimum qualifications?
Commercial Hard Money: Loans range from $250K to $50M+ and are evaluated with close attention to the commercial real estate asset. Loan-to-value is available up to 60%, subject to underwriting.
What types of financing do you offer?
We focus on two programs: Commercial Hard Money Loans from $250K to $50M+ and Equipment Financing from $50K to $50M+, including financing, leasing, and sale-leaseback structures.
Will checking my options hurt my credit score?
No. Our initial consultation and review use a soft credit pull, which has zero impact on your credit score.
What are your interest rates and fees?
Rates depend on the asset, transaction structure, and underwriting. Every lender's terms and fees are outlined transparently before you sign anything.
Can I apply with bad credit or a unique industry?
We review commercial hard money and equipment requests based on the specifics of the asset and transaction. A capital advisor can discuss whether your request may fit our programs.
Is my business data secure?
Absolutely. We protect your application data and financial documents with bank-grade encryption protocols, and we never sell your information.

Your transaction can’t wait weeks for a “no.”

Apply in three minutes for commercial hard money or equipment financing. We’ll review the transaction and discuss the options that fit.

Start Your Application Or speak with a capital advisor:
(307) 485-3009