Funding decisions in 24–48 hours

Business capital, built for speed.

Fuel your growth - don't compromise it. Iron Gate Private Capital secures custom financing options through a private network of elite lenders. We optimize your cash flow with specialized capital solutions that extend far beyond standard lending criteria.

Get Funded (307) 485-3009

Checking your options uses a soft credit pull — no impact to your credit score.

Why businesses choose Iron Gate

  • One application, multiple lenders competing for your file
  • Flexible approvals driven by your operational strength, serving B2B and B2C.
  • All lender terms and fees outlined transparently before you sign
  • Bank-grade encryption protects your data end to end
Funding Range
$50K - $15M+
Fastest Funding
24 hrs
$15M+
Maximum facility size
24–48h
Fastest approval to funding
3
Specialized financing programs
0
Impact to your credit score
Financing Solutions

Capital built around how your business actually runs

Three specialized programs, one streamlined process. Tell us your growth targets - we secure the exact capital your enterprise requires.

Business Loans & Lines

Fast, flexible capital for working capital, expansion, and seasonal needs. We structure short-term loans, lines of credit, and SBA Working Capital Loans around your business.

Short-Term Loans Lines of Credit SBA Working Capital Loans
Funding Range
$50K - $15M+

Invoice Factoring

Instant liquidity locked inside your outstanding accounts receivable. Convert unpaid 30-, 60-, or 90-day B2B customer invoices into immediate working capital without adding new debt to your balance sheet.

Invoice Factoring Accounts Receivable Financing
Facility Size
$250K - $15M+

PO & Contract Financing

Production-stage capital to pay your third-party suppliers and manufacturers upfront. Fulfill large corporate POs and government contracts seamlessly, allowing you to execute game-changing deals without straining cash reserves.

PO Financing Contract Financing Supplier Payments
Funding Range
$250K - $15M+
The Iron Gate Advantage

We work for you — not the banks

Traditional lenders have specific lending criteria, and sometimes a business simply doesn’t fit their requirements. As an independent commercial finance brokerage, we shop your file across multiple elite lenders simultaneously and negotiate on your behalf.

Going it alone at the bank

  • One lender, one rigid checklist — one shot at approval
  • Near-perfect credit required, weeks of underwriting
  • Hard credit pulls that ding your score with every application
  • Unique industries and thin files get declined automatically

Working with Iron Gate

  • One application shopped across our alternative capital network
  • Lenders that look at your revenue and invoices — not just credit
  • Soft pull to review your options — zero impact to your score
  • Bad credit and niche industries welcome — we structure around it
How It Works

From application to funded in four steps

No branch visits. No stacks of paperwork. No waiting weeks for a committee to say no.

1

Apply in minutes

Tell us about your business and what you need. The application takes about three minutes and uses a soft credit pull.

~3 minutes
2

Speak with an advisor

A capital advisor reviews your goals, answers questions, and identifies the programs that fit your file.

Same day
3

Compare real offers

We shop your file across multiple elite lenders and present your options — all terms and fees outlined before you sign.

24–48 hours
4

Get funded

Accept the offer that works and capital lands in your business account. Many business-loan and factoring solutions can fund in as little as 24 hours.

As fast as 24 hrs
FAQ

Straight answers to fair questions

Are you a lender or a broker?
We are an independent commercial finance brokerage. We work directly for you, not the banks — our job is to find you the strongest offer across our lender network.
Why use a broker instead of my local bank?
Traditional lenders have specific lending criteria, and sometimes a business simply doesn’t fit their requirements. We shop your file across multiple elite lenders simultaneously, so one application gives you many chances at an approval — and competing offers give you leverage.
What are the minimum qualifications?
Requirements vary by program. Generally, we look for businesses with at least $25,000 in monthly revenue and at least one year in business. Not sure if you qualify? Apply anyway — an advisor will tell you exactly where you stand.
How fast can I get working capital?
Invoice factoring and some business loans can be approved and funded in as little as 24 to 48 hours. SBA Working Capital Loans typically take 3 to 4 weeks, while larger PO and contract facilities can take longer. Your advisor will give you a realistic timeline up front.
Will checking my options hurt my credit score?
No. Our initial consultation and review use a soft credit pull, which has zero impact on your credit score.
What are your interest rates and fees?
Rates depend on your industry, revenue, and asset health. What we promise: every lender's terms and fees are outlined transparently before you sign anything. No surprises, ever.
Can I apply with bad credit or a unique industry?
Yes. Traditional banks require near-perfect credit, but our alternative capital network looks at your revenue and invoices instead. Niche industries and imperfect credit are exactly where we do our best work.
Is my business data secure?
Absolutely. We protect your application data and financial documents with bank-grade encryption protocols, and we never sell your information.

Your business can't wait weeks for a "no."

Apply in three minutes with a soft credit pull. If we can help, you'll know within 24–48 hours — with real offers, real terms, and zero pressure.

Start Your Application Or speak with a capital advisor:
(307) 485-3009